Terms & Conditions

Terms & Conditions

If you use this website charlieloan.com(the Web Site), you agree to be bound by these terms and conditions. If you do not accept these terms and conditions you should not use the Web Site. The use of the Web Site is subject to the terms and conditions stated herein. Use of the Web Site constitutes an agreement by you, the user, that your use is governed by these terms and conditions.

Access to the Web Site
The information provided on the Web Site is not in any way an invitation or recommendation to buy any products or services listed and you should seek expert independent advice. Access to the Web Site may be suspended, restricted or terminated at any time.

The Web Site Contents
The Web Site reserves the right to modify, change, substitute or remove without notice any information on the Web Site from time to time. We assume no responsibility for the contents of any other websites to which the Web Site has links.

Telephone Calls and Emails
You are consenting to these activities occurring for phone calls from us  using phone numbers provided on the Web Site and email correspondence as a result of your use of the Web Site.

Use of Your Personal Information
You agree that all your personal information will be dealt with in accordance with the Web Site Privacy Policy.

Products and Services
The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website – and the terms and conditions of the access to and use of such information and materials – are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. All products and services are subject to availability and we give no guarantee in this regard.

Termination
Your access to the Web Site and the services within it may be terminated at any time. All disclaimers, indemnities and exclusions in these terms and conditions shall survive termination of the agreement between us for any reason.

General
If any provision of these terms and conditions is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these terms and conditions shall not be affected. We may modify these terms and conditions at any time by publishing the modified terms and conditions on the company Website. Any modifications shall take effect on the date they have been published on the Web Site. If you breach these terms and conditions and we do not take action against you immediately we are still entitled to enforce our rights in respect of that breach or any subsequent breach.

DISCLAIMER OF WARRANTIES
THE WEB SITE IS PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEB SITE IS AT YOUR SOLE RISK. FULLY PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM US ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT GUARANTEE THE ACCURACY OF OR PROMOTE OR ENDORSE ANY INFORMATION POSTED ON THE SYSTEM BY ANY PARTICIPANT OR USER. THE EXCHANGE EXPRESSLY DISCLAIMS ANY RESPONSIBILITY TO SCREEN, FILTER OR MONITOR THE CONTENT OF THE SYSTEM OR LINKS TO OTHER WEB SITES. NOTWITHSTANDING THE ABOVE, WE MAY TAKE ANY ACTION WITH RESPECT TO ANY INFORMATION POSTED ON THE SYSTEM AS IT DEEMS NECESSARY OR APPROPRIATE IN ITS SOLE DISCRETION. WE SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

LIMITED LIABILITY
TO THE EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES AND REPRESENTATIONS (WHETHER EXPRESS OR IMPLIED) AS TO THE ACCURACY OF ANY INFORMATION CONTAINED ON THE WEB SITE. WE DO NOT GUARANTEE THAT THE WEB SITE WILL BE FAULT FREE AND DO NOT ACCEPT LIABILITY FOR ANY ERRORS OR OMISSIONS. ANY LIABILITY WE MAY HAVE FOR ANY LOSSES OR CLAIMS ARISING FROM AN INABILITY TO ACCESS THE WEB SITE, OR FROM ANY USE OF THE WEB SITE OR RELIANCE ON THE DATA TRANSMITTED USING THE WEB SITE, IS EXCLUDED TO THE FULLEST EXTENT PERMISSIBLE BY LAW. IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT LOSS, CONSEQUENTIAL LOSS, LOSS OF PROFIT, DATA, REVENUE, BUSINESS OPPORTUNITY, ANTICIPATED SAVINGS, GOODWILL OR REPUTATION WHETHER IN CONTRACT, TORT OR OTHERWISE ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT OR USE OF THE WEB SITE SAVE WHERE SUCH LIABILITY CANNOT BE EXCLUDED BY LAW. WE DO NOT GIVE ANY WARRANTY THAT THE WEB SITE IS FREE FROM VIRUSES OR ANYTHING ELSE WHICH MAY HAVE A HARMFUL EFFECT ON ANY TECHNOLOGY.

Indemnification
You agree to indemnify and hold harmless the Web Site, its contractors, employees, agents, owners, and the like from and against any and all claims and expenses including attorney’s fees, arising out of your use of the Web Site, including but not limited to violation of this Terms.

Governing Law and Jurisdiction
These Terms and Conditions constitute a contract made under and shall be governed by and construed in accordance with the laws of the State of California. You agree that the Orange County Superior Court – Central Justice Center, if it has subject matter jurisdiction, shall have exclusive jurisdiction to hear and determine any claims or disputes。

Severability
If any one or more of the provisions of this terms and conditions should be ruled wholly or partly invalid or unenforceable by a court or other government body of competent jurisdiction, then the validity and enforceability of all provisions of this Agreement not ruled to be invalid or unenforceable shall be unaffected;